| Licensing status | Odds ratios | ||
---|---|---|---|---|
Access and type of credit | Licensed n. (%) | Unlicensed n. (%) | Crude odds ratio (95% CI) | Adjusted odds ratio (95% CI) |
Financial Loan | 31(37%) | 53(63%) | 1.50(1.27–2) | 1.53 (1.27–2.0)a |
No Financial Loan | 44(54%) | 38(46%) | 1 | 1 |
Stock on Credit | 63(52%) | 56(48%) | 2.4(1.5–3.8) | 2(1.03–3.8)a |
No Stock on Credit | 71(32%) | 153(68%) | 1 | 1 |